Aon Benefit Experience

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Welcome

At Delta Dental, we believe in the power of a healthy smile. Our insurance plans are designed to protect your smile and keep you healthy. And as the nation’s leading dental insurance provider, you will have access to the largest network of dentists nationwide, quick answers and personalized service.

Why Delta Dental

Delta Dental’s nationwide network provides coverage to more than 80 million Americans — nearly a quarter of the U.S. population — through 39 Delta Dental companies servicing all 50 states, the District of Columbia and Puerto Rico.  Our core purpose is the advancement of the oral health of our customers, partners and consumers through dental insurance and the philanthropic efforts of Delta Dental companies.

1 in 3 Americans with dental insurance are covered by Delta Dental

3 out of 4 dentists in the U.S. have chosen to be part of Delta Dental’s network

Established in 1954 and focuses solely on dental care

Find a dentist near you

With the nation’s largest network of dentists, it’s easy to find one near you. Find yours today!

*The Platinum option may not be offered as part of your company's plan. Please check your employers' enrollment site.

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Helpful tools for members

As a Delta Dental member, you get access to cutting-edge digital tools that allow you to keep your smile healthy — anywhere, anytime.

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Resources for a healthy smile

Maintaining your health is key to overall health. Check out our library of resources to help protect your smile.

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Our plans

Bronze

Compare Plan

Plan type	Delta Dental PPO™
Networks	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).
Specialty care	You can choose any specialist.
Out-of-network benefits	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.
Plan summary	This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist.

Silver

Compare Plan

Plan type	Delta Dental PPO™
Networks	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).
Specialty care	You can choose any specialist.
Out-of-network benefits	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.
Plan summary	This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care.

Gold

Compare Plan

Plan type	Delta Dental PPO™
Networks	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).
Specialty care	You can choose any specialist.
Out-of-network benefits	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.
Plan summary	This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care.

*Platinum

Compare Plan

Plan type	DeltaCare® USA (HMO like plan)
Networks	An enrollee must visit a DeltaCare® USA dentist in order to receive benefits.
Specialty care	The selected primary care dentist refers enrollees to an in-network specialist.
Out-of-network benefits	There are no out-of-network benefits.
Plan summary	This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits.

Plan type	Delta Dental PPO™	Delta Dental PPO™	Delta Dental PPO™	DeltaCare® USA (HMO like plan)
Networks	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	An enrollee must visit a DeltaCare® USA dentist in order to receive benefits.
Specialty care	You can choose any specialist.	You can choose any specialist.	You can choose any specialist.	The selected primary care dentist refers enrollees to an in-network specialist.
Out-of-network benefits	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	There are no out-of-network benefits.
Plan summary	This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist.	This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care.	This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care.	This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits.

Choose up to 3 plans to compare

Compare selected plans (X)

Bronze

Silver

Gold

*Platinum

Plan type	Delta Dental PPO™	Delta Dental PPO™	Delta Dental PPO™	DeltaCare® USA (HMO like plan)
Networks	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	Two networks offer more choice: Delta Dental PPO (our lowest cost network); Delta Dental Premier® (contracted fees are typically greater than PPO dentist fees).	An enrollee must visit a DeltaCare® USA dentist in order to receive benefits.
Specialty care	You can choose any specialist.	You can choose any specialist.	You can choose any specialist.	The selected primary care dentist refers enrollees to an in-network specialist.
Out-of-network benefits	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	Out-of-network benefits are reimbursed at the applicable copayment percentage based on the plan allowance in a geographic area.	There are no out-of-network benefits.
Plan summary	This is an excellent option for individuals who have routine dental needs, are concerned with costs and like greater flexibility in choosing their dentist.	This is a comprehensive option for individuals who periodically have more than routine dental care needs or who have children who are in need of orthodontic (braces) care.	This is a comprehensive option for individuals who regularly require extensive dental services or have children who are in need of orthodontic (braces) care.	This is a comprehensive plan for individuals who are concerned with costs. The plan features fixed co-payments for listed procedures, no annual deductibles and no maximums for covered benefits.

*The Platinum option may not be offered as part of your company's plan. Please check your employers' enrollment site.

Member tools

Delta Dental members have access to cutting-edge digital tools that allow you to access your account information on-the-go, find costs associated with different procedures and help you identify your oral health risks.

Member dashboard

With Delta Dental's member dashboard, you will have quick access to all your information to help you maximize your dental benefits.

Cost Estimator

Our Dental Care Cost Estimator provides estimated cost ranges for common dental care needs.

LifeSmile® Score

Learn more about your personal oral health risk profile by taking our simple risk assessment survey.

Dental insurance on the go

Access your insurance and the tools to help you use it anytime, anywhere with the Delta Dental mobile app. App features may vary by geographic area and individual dentist participation.

Oral health resources

Maintaining proper oral health is important to overall health. Delta Dental's oral health resources help keep you and your family healthy. Don't forget to checkout our Mouth-Friendly Recipes — not only do they taste good, but they help keep your smile healthy.